Public Adjusters in Miami-Dade, Broward, and Palm Beach
Get the best settlement from your insurance claim and trust the hard work to our insurance public adjusters.
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Obtain the highest proceeds from your claim
Best Public Adjusters in Miami Dade, Broward, and Palm Beach County
The Florida Public Adjusters aka A-1 Adjusters Associates here for you in Miami, Fort. Lauderdale, Palm Beach and all cities in the tri-county. During past Hurricane Seasons, we also worked successfully hundreds of claims in the Tampa, Orlando, Jupiter and Daytona areas.
Contact the Florida Public Adjusters if property damage occurs, for claim recovery in South Florida
Our public adjusters offer a great deal of advantages to policyholders:
- You have Peace of Mind by allowing The Florida Public Adjusters aka A-1 Adjusters Associates take control of your claims on contingency. We are paid when you receive the proceeds from the insurer.
- You unload the burden due to a property loss by letting us be your claim department in your business or home property. You can focus on what matters most: Your Family and/or Your Business.
- You accept our hand to guide you through every step of the claim process guarantying that everything goes as smooth as possible for you.
If you are searching on Google for public adjusters near me in Miami, look no further. The Florida Public Adjusters aka A-1 Adjusters Associates is here for you. Among many other cites, our adjusters visit Miami, Miami Beach, Miami Gardens, Miami Lakes and nearby cities on a daily basis to work with customers. If you are searching on Google for public adjusters near me in Fort Lauderdale, look no further. The Florida Public Adjusters is here for you. Among many other cites, our adjusters visit Pembroke Pines, Miramar, Sunrise, Plantation, Weston and nearby cities on a daily basis to work with customers. If you are searching on Google for public adjusters near me in Boca Raton or Delray Beach, look no further. The Florida Public Adjusters is here for you.
Filing insurance claim in Florida with a public adjuster
Is it worthy? Get the most from your claim.
It is of paramount importance to understand your commercial or residential insurance policy when you suffer property damage. This is the main reason why you should contact The Florida Public Adjusters aka A-1 Adjusters Associates before you call your insurance company. A professional public insurance adjuster inspects your damage and based on your insurance policy determines to file a claim because not all damages are covered under insurance policies.
Property Damage Claims
Water Damage
Property damage caused by water is a frequent event in Florida due to water heaters burst, collapsed drainpipes, pinholes in copper supply lines, overflow of air conditioner handlers, refrigerator ice maker broken plastic tubing, and other devices such as fire sprinklers in high rises or in commercial buildings. If not handled by professionals, such water damage in Florida creates mold that ruins sheetrock, window treatment, paint, baseboards, wood flooring, carpets, contents, and other personal property.
Storm Damage
The classification of storms are:
Tropical Depression is a tropical cyclone that has a maximum sustained surface wind of 33 knots (38 mph) or less per one minute.
Tropical Storm is a tropical cyclone that has a maximum sustained surface wind between 34 knots and 63 knots (39 to 73 mph) per one minute.
Hurricane is a tropical cyclone that has a maximum sustained surface wind of 64 knots (74 mph) or greater per one minute. Hurricanes are categorized according to their sustained speed:
Category 1: Between 74 and 95 mph
Category 2: Between 96 and 110 mph
Category 3: Between 111 and 130 mph
Category 4: Between 131 mph and 155 mph
Category 5: Over 156 mph
These categories were established by Herb Saffir (wind engineer) and Bob Simpson (meteorologist), named the Saffir-Simpson Hurricane Scale, which classified the phenomena on a scale from 1 to 5 according to wind velocity, height of storm surge and central pressure.
Lightning Damage
Lighting is a byproduct of any storm. Among other devices, Appliances, Televisions, Electronics, Computers, and Air Conditioners may suffer irreparable damage because of the electrical surge caused by atmospheric phenomena. If that is the case, contact The Florida Public Adjusters aka A-1 Adjusters Associates to read your insurance policy, assess the damage to your property, and represent you for filing your insurance claim.
Flood Damage
Most commercial and Residential Insurance Policies do not have Flood Coverage. However, property owners can purchase flood insurance through https://www.fema.gov/flood-insurance. The National Flood Insurance Program (NFIP) is managed by FEMA and is delivered to the public by a network of more than 50 insurance companies and https://www.nfipdirect.fema.gov. FEMA publishes Maps of Risk. Flooding is one of the most common and costly disasters as a result of the Water Damage associated with this peril and the expensive repairs. If you sustain flood damage after a storm and have flood insurance, it is important to contact The Florida Public Adjusters aka A-1 Adjusters Associates to assess the damage and guide you through the necessary documentation demanded by FEMA. Flood risk may change over time because of new constructions, weather patterns and other factors. FEMA works with federal, state, tribal and local partners across the nation to identify flood risk and promote informed planning and development practices to help reduce the risk through the Assessment and Planning (Risk MAP) program.
Smoke Damage
The aftermath of fires is smoke. Not only flames cause devastation but smoke can do irreparable damage to fabric, mattresses, couches, clothes, artworks, rugs, carpets, and so many other items of personal property. Many times, policyholders are not aware of such damage and dismiss them even though they may be claimed under their insurance policies. Under such circumstance, it is important to contact the expects of The Florida Public Adjusters aka A-1 Adjusters Associates to assist you with assessing the extent of smoke damage and guide you through the claim process.
Fire Damage
One of the most horrifying experiences is suffering a fire in your home or business. Stress and uncertainty of the unknown absorbs vital energy from the affected policyholder who doesn’t know how or where to begin scoping the loss, how to file an insurance claim, how to calculate the cost of what was burnt, how to process the Sworn Statement in Proof of Loss, what to do while the carrier investigates the mishap, where to move during repairs, how to compute business interruption in commercial policies, and many other questions without answers. These facts constitute the main reason why it is vital to retain the service of a professional adjuster from The Florida Public Adjusters aka A-1 Adjusters Associates who are experts in filing, scoping, estimating, documenting, and negotiating insurance claims. Contact us immediately if you suffer a fire in your home or place of business.
Theft Damage
Sadly, many insureds don't know the insurance company is not on their side until it's too late for many. Some people think that listing the stolen objects is enough when they want to enjoy the best possible result, but it’s not. If you want to receive the maximum valuation for your lost personal property, experts' advice is necessary. Without guidance from professionals, insurance companies can arbitrarily set a price for each item without considering its actual cost.
Vandalism Damage
It is often the case that rental properties are vulnerable to vandalism, usually when evictions occur or during the period when a renter leaves and a new renter arrives. Once vandals are in your property, they will cause terrible damage by painting graffiti on the walls or destroying kitchen and bathrooms or stealing copper pipes. If you own rental properties and are the victim of vandalism, contact The Florida Public Adjusters aka A-1 Adjusters Associates to assist you with your insurance claim.
Mold Damage
Most insurance policies cover mold when it is caused by a covered peril. However, some policyholders are not aware and either report mold when it is not covered or don’t report mold when it is covered. Reporting mold when it is not caused by a covered peril is detrimental to the insured. Reporting mold when it is caused by a covered peril is beneficial to the insured. This is the reason why you should be counseled before you file such insurance claim. Mold is a dangerous hazard that must be handled by experts. The Florida Public Adjusters aka A-1 Adjusters Associates help insureds recover the cost of damaged personal property and assist you with remediation. Mold ruins your personal property and your health. Contact us immediately if mold affects your household or place of business.
Business Interruption
Business interruption is an insurance coverage to recover lost income and pay for extra expenses when a business is affected by a covered peril. Such perils may be fire, wind, hurricane, theft, vandalism, falling objects, lightning and so on. If fire damages your business and leaves your building or factory out of commission, ruined raw material, or finished products, Business Interruption is triggered. Your pre-loss earnings are considered for reimbursement. Lost earnings or actual sustained loss are typically defined as revenues minus ongoing expenses. If you are obligated to relocate to another business location, then extra expenses are taken into consideration as the cost of rent at the temporary location. You need to be aware of time necessary to get your business back up and running considering the restoration period determined by your insurance policy. Be aware that you'll need funds to execute repairs to your business within a reasonable time to be reimbursed by the insurer, including temporary repairs necessary to prevent further damage. Documentation, receipts, invoices, inventory, photographs, or videos are necessary to expedite processing your claim. Facing such distress, you need to contact The Florida Public Adjusters aka A-1 Adjusters Associates.
Sinkhole Damage
Florida has more sinkholes than any other state and in recent years there has been a rise in filed claims. A sinkhole is a depression in the ground. When it rains, the water stays inside the sinkhole and typically drains into the subsurface where the rocks below the surface can be dissolved by groundwater circulating through them. Soluble rocks include salt beds and domes, gypsum, limestone, and other carbonate rock. Florida, to great extent, is largely underlain by limestone and is highly susceptible to sinkholes. When rainwater penetrates the soil, these rocks are dissolved which creates underground spaces and caverns, named sinkholes, that are dramatic because the land usually stays intact for a period until the underground spaces just get too big. If there is not enough support for the land above the spaces, then a collapse of the land surface occurs. Be aware that sinkhole coverage is additional because it is no longer covered in standard homeowners’ policies. If you have sinkhole insurance and notice staircase cracks in your exterior walls, contact The Florida Public Adjusters aka A-1 Adjusters Associates immediately because such cracks may be a sign of sinkhole activity.
Leak Damage
A roof leak can go undetected until a subsequent water loss is observed inside the home. A water intrusion from a roof leak or from water pipes inside the attic could cost homeowners thousands in repairs and the upheaval could have other effects on people living inside of or around the house. The initial documentation of any roof leaks is vital in getting your claim filed with an insurance company. Note that most insurance policies only pay for roof replacement when a covered peril, such as wind or hurricane or tornado, causes damage to the roof. Contact The Florida Public Adjusters aka A-1 Adjusters Associates immediately to investigate the cause of such leak before you file an insurance claim.
LOSS OF USE OR ADDITIONAL LIVING EXPENSES
Loss of Use or Additional Living Expenses (ALE) is triggered when the policyholder must vacate the premises because it has become unlivable. Under such circumstances the homeowner must document incurred expenses such as lodging, food, and others. For the stressed policyholder reporting this expenditure is another burden. Leave that burden to professionals. The Florida Public Adjusters aka A-1 Adjusters Associates takes care of documenting and reporting to the carrier leaving the policyholder free of stress.
We are here for you as your insurance claims adjuster
How can a public adjuster in South Florida help you if you have a complex insurance claim?
Public insurance adjusters around the clock
Our public adjusters are experts in the field of insurance policies and know how to work with the insurance companies to get you the proper proceeds that the carrier owes you under your policy. We are not limited to a single function. We can assist you with all aspects of the insurance claim process. Our public adjusters guide you for understanding your policy coverages and make sure all required deadlines are met. We'll also manage your entire claim so that you don't have to worry about anything. If you have any questions or concerns about the process, we'll be happy to answer them for you.
GET THE MONEY YOU ARE ENTITLED TO FROM YOUR INSURANCE POLICY
When a natural disaster like a hurricane or tornado hits, it can cause massive damage to your home
It's important to know what to do when this happens so that you can get the money you are entitled to from your insurance claim.
A public adjusting firm serving Miami, Fort Lauderdale, West Palm Beach, and cities in Miami-Dade, Broward, and Palm Beach counties, that has helped hundreds of people and organizations secure equitable settlements following hurricane devastation. No matter where in the state your emergency is, we have adjusters who can get there quickly and help you get the money you deserve from your insurance company.
If you have been affected by a natural disaster, call 954-432-4330 for more information. We are happy to help!
AMONG OTHERS WE HANDLE RAIN, SINK HOLES, WATER DAMAGE, WIND
A public adjusting firm that specializes only in property insurance claims.
Nothing more, nothing less. This is what we are good at.
GAIN FROM the experience and knowledge to get you the most from your claim.
- We are available 24 x 7 to help with any problems that may arise during the process of filing your claim.
- Successfully represented clients in many cases, and we can do the same for you.
- We will work hard to get you the settlement you deserve.
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